It is important to save money at any point in your life. Life can be unpredictable, and everyone should prepare for the unexpected to some degree. Establishing a kind of financial “cushion” is a great way to help yourself from financial downfall in the unpredictable future. Saving money for future plans is essential for retirement, vacation, school, and anything else you can think of.
Financial hardships can happen to anyone. Financial hardship does not have to mean the end of the world. There are methods that can be applied to your every day life to help you get out of hard times and also avoid them entirely. First you will…
There are plenty of articles and information out there that tell you what you can do to improve your credit score. More importantly is what you should not do to avoid hurting your credit score! Your credit score affects numerous financial decisions that you may make through your lifetime.
If you have ever consulted with a financial advisor, you know that borrowing money is one of the last things you should do, especially if you are trying to build up a strong credit history or investment portfolio. However, there are certain exceptions to this rule. If you encounter a drastic or detrimental life event, […]
Debt collectors, according to both the Federal Trade Commission and Consumer Financial Protection Bureau, are one of the most complained-about businesses. When you hear about “debt collectors,” the first image to come to mind is an aggressive loan shark. Even a “nice” debt collector can be a pain – yet they aren’t going anywhere anytime […]